Legal information

Legal information

By accessing the websites and applications (hereinafter collectively referred to as “PilierSuisse Website”) of PilierSuisse (hereinafter referred to as “PilierSuisse”), the user declares to have understood and accepted the legal notice. The legal notice as well as all the information on the PilierSuisse website may be changed at any time and without notice. If the user does not accept or understand any of the following provisions, he must renounce accessing the PilierSuisse website.
HI THERE!
Welcome to the PilierSuisse Legal Notice! In these white boxes, you will find our Legal Information in simplified language. This part is not legally binding, so please use this column as a quick help only.

1. General information

Owner status: Individual reason
Company name: PilierSuisse
Address: Route de Rosiere 1A
Tel: 078 602 98 65
Email address: admin@Piliersuisse.ch

The creator of the site is: Jonathan Bernard
The Head of the publication is: Jonathan Bernard
The person responsible for the publication is a natural person

The Webmaster is: Jonathan Bernard
Contact the Webmaster: jo.bernard@hotmail.com
The host of the site is: Infomaniak SA, Rue Eugène-Marziano 25, 1227 Geneva

2. Access restrictions

The PilierSuisse website is intended exclusively for users who live, work or have their headquarters in Switzerland. In particular, it is not intended for users subject to a legal order that prohibits the publication of or access to the PilierSuisse website due to nationality, home/seat (e.g. USA, UK, Canada, Canada, Canada, Canada, Japan, Japan, Japan, Japan, China, China, Singapore, etc.) or for other reasons. Access to the PilierSuisse website is expressly prohibited for persons affected by these limitations. This is especially the case for users who are nationals of the USA or who are resident there (US Person).
In summary
Our site is only intended for persons residing, working or having their headquarters in Switzerland

3. Lack of offer and advice

The information on the financial portal and/or on this website constitutes advertising within the meaning of art. 68 FinSA. The opinions and assessments expressed on the PilierSuisse website and/or on the app reflect the views of PilierSuisse at the time of publication and do not constitute investment advice, legal or tax advice in any way personalized. The fact that the user accesses the PilierSuisse website does not make the user a PilierSuisse customer.
In summary
The opinions shared on this site or application are those of PilierSuisse at the time of publication, but they are not personalized investment, legal, or tax advice.

4. Exclusion of warranty

PilierSuisse uses the usual diligence in developing the content of the PilierSuisse website. However, PilierSuisse does not give any assurance and assumes no responsibility for the timeliness, accuracy or completeness of the information on the PilierSuisse website. PilierSuisse gives no assurance and assumes no responsibility for the absence of interruptions or errors when accessing the PilierSuisse website or specific functions of the PilierSuisse website, for the correction of errors or for the exclusion of the transmission of viruses or other harmful components when accessing the PilierSuisse website.

5. Exclusion of liability

To the extent permitted by law, PilierSuisse excludes any liability resulting from access to information on the PilierSuisse website, for links to third party websites or for the impossibility of access.

6. Reservation concerning intellectual property rights

All information on the PilierSuisse website belongs exclusively and entirely to PilierSuisse (in particular copyright and other rights), unless otherwise stated. Information may only be used freely for private use. Nothing on the PilierSuisse website or any information found on it is designed in such a way as to grant a license or right to use a registered trademark, logo, image or other content protected by intellectual property law. PilierSuisse reserves all intellectual property rights concerning all information on the PilierSuisse website. The written consent of PilierSuisse is required for any use other than private use (e.g. reproduction, use for public or commercial purposes).
In summary
All content on the PilierSuisse website, such as texts, images, logos, etc., is the property of PilierSuisse. You can use them for personal use only. If you want to use them for other purposes, such as sharing them publicly or for commercial activity, you must first obtain written permission from PilierSuisse.

7. Personal data

If the user provides PilierSuisse with personal data (e.g. name, telephone number, telephone number, address or email address) by means of a form or otherwise through the PilierSuisse website, the PilierSuisse website may use this personal data, in particular for marketing purposes and for subsequent contact, in order to inform the user about services and news. More information on how PilierSuisse handles this personal data can be found in PilierSuisse's privacy statement.

8. Online tracking

The PilierSuisse website uses various techniques that allow PilierSuisse and the third parties it involves to recognize users and, in some cases, to track them over several visits.The techniques used are designed in such a way that users are recognized each time they consult a page, for example because the PilierSuisse server (or third party servers) assigns a specific identification number to a user or to his browser (browser). a “cookie”). PilierSuisse uses these techniques and also allows certain third parties to do so.


In particular, PilierSuisse collects the following tracking data from the user: IP address, date and duration of access, name and URL of the file accessed, browser and operating system used.

PilierSuisse uses online tracking in order to ensure the functionality of its website and to be able to carry out analyses and customizations, in particular to target advertising according to interests.

In principle, tracking data is not linked to individuals. However, PilierSuisse can combine tracking data with data that it already has at its disposal so that, in the end, it is possible to establish a link with individuals. Information on how PilierSuisse handles such personal data can be found in PilierSuisse's privacy statement.

The user can, at any time, deactivate the use of cookies or alternative technologies in their browser settings and delete existing cookies. In this case, you may not be able to use all the functions of the PilierSuisse website in full. You can find more information on this on the web pages of your browser (usually under “Data Protection” or “Privacy”).

The user notes that Pilierschweiz can also track his behavior in connection with newsletters (e.g. whether he opened a newsletter and when and if he consulted the links in it).
In summary
The site uses cookies and other techniques to track and analyze your use, which helps personalize your experience and target advertising. Although this data is generally anonymous, it can be combined with your personal information. You have the option to deactivate cookies in your browser settings. For more details on managing your data, see the privacy policy from PilierSuisse.

9. Links to other websites

PilierSuisse does not control the websites of third parties that are linked to the PilierSuisse website. These links are for convenience and information purposes only. Third-party websites are completely beyond the control of PilierSuisse, which is why any liability for the accuracy, completeness and legality of the contents and any offers is excluded. This responsibility lies with the operator of the websites accessed through the links. The establishment of connections to these websites is carried out at the user's risk. The insertion of a link to the PilierSuisse website on the website of a third party requires prior authorization from PilierSuisse.

10. Applicable law and forum

Insofar as a legal relationship exists between PilierSuisse and the user, Swiss law applies, excluding the provisions of private international law and other conflict of law rules. The place of performance and the place of jurisdiction for any disputes are exclusively at the registered office of PilierSuisse, unless a mandatory legal provision provides otherwise. For users living abroad, the head office of PilierSuisse is also the place of prosecution. PilierSuisse may also assert its rights at the user's home or in any other competent court.
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