Ensure a lifetime income with a life annuity

Imagine a life without financial worries, with a guaranteed income every month for life. It's possible with a life annuity and LeManhawk. Our experts meticulously compare the best options on the market while guiding you on tax and inheritance implications.

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A guaranteed income for life

You have spent years building your wealth, but have you thought about how to enjoy it peacefully for the rest of your life? A life annuity is the solution that guarantees you a stable and secure income, every month, until the end of your life.

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They trust us

We were amazed at the professionalism and the work provided. Customised proposals and an excellent explanation from the pension advisor.
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Julian De Pascali

I wanted to thank and congratulate Gaëtan. Professional and not intrusive approach, he was able to advise me in the best way according to my needs. I highly recommend these services. regards
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Kevin Liogier

Very good contact with Jonathan who took the time to explain to me the different strategies of the 3rd pillar and who quickly sent me a summary with various comparative tables 👍🏻
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Athalie Cand

Gaetan listened to my expectations and took the time to explain to me in detail the differences between the different plans available to me. He was very flexible when it came to my complicated schedules and adapted very well. Polite and efficient, I was fully satisfied with his services. Thanks to him!
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Adrien Martinoli

Attentive and flexible, I was able to get a third pillar offer in line with my ecological and human expectations. Everything was done very transparently and quickly.
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Jean-Pierre Lambelet

A big thank you to Gaëtan who was able to advise me in a very clear and objective way! Very professional and available to answer my questions and needs, I also felt completely free to choose the option that best suited me. I am very satisfied! Great service that is both qualitative and efficient, I highly recommend!
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Marine Heiniger

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FAQ

What is a life annuity?

A life annuity is a financial product that allows you to receive a regular and guaranteed income for the rest of your life in exchange for invested capital.

Why choose a life annuity?

A life annuity provides financial security by guaranteeing a stable income, which is particularly beneficial for people who are reaching retirement age or looking for a guaranteed source of income.

How is a life annuity taxed?

The taxation of a life annuity varies according to the jurisdiction and the type of product. Our experts will offer you personalized tax advice to help you minimize your tax obligations.

Can I bequeath my pension to my heirs?

It depends on the type of pension you choose. Some options allow transmission to the heirs, while others do not. Our experts can advise you on the best options for your situation.

How do I compare different pension options?

Our advisors help you easily compare different pension options in terms of returns, flexibility, taxation and other important criteria.

What is the difference between a life annuity and a certain pension?

A life annuity and a certain annuity are both financial products that provide a steady income, but they work in slightly different ways:

Life annuity: In the case of a life annuity, the payment of income is guaranteed for the duration of your life. Once you have paid initial capital or made regular payments, you will receive a steady income until you die.

Certain pension: A certain annuity is a product that guarantees regular payments for a period defined in advance, such as 5, 10, or 20 years. At the end of this period, payments stop regardless of whether the beneficiary is alive or not.

It's important to note that each of these options has its own pros and cons, as well as its own tax implications. Our expert advisors can help you determine which option is best suited to your financial situation and long-term goals.

Do you still have questions?

Book an interview with one of our pension advisors or chat online with our Hawk virtual advisor

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