A guaranteed income thanks to a certain pension

A certain annuity is a financial product that allows you to receive a regular and guaranteed income for a pre-established period that you choose in exchange for invested capital.

A certain pension offers financial stability by ensuring a fixed monthly income for a fixed period of time. It is therefore ideal for those who need financial guarantees in the short or medium term, without making an indefinite commitment.

The taxation of certain annuities may vary depending on the jurisdiction and the type of product. Our experts will provide you with tailor-made tax advice to help you optimize your tax situation.

It depends on the type of pension you choose. Some options allow transmission to the heirs, while others do not. Our experts can advise you on the best options for your situation.

Our advisors help you easily compare different pension options in terms of returns, flexibility, taxation and other important criteria.

A life annuity and a certain annuity are both financial products that provide a steady income, but they work in slightly different ways:

Life annuity: In the case of a life annuity, the payment of income is guaranteed for the duration of your life. Once you have paid initial capital or made regular payments, you will receive a steady income until you die.

Certain pension: A certain annuity is a product that guarantees regular payments for a period defined in advance, such as 5, 10, or 20 years. At the end of this period, payments stop regardless of whether the beneficiary is alive or not.

It's important to note that each of these options has its own pros and cons, as well as its own tax implications. Our expert advisors can help you determine which option is best suited to your financial situation and long-term goals.